Our team

Andrew has worked in the financial services industry since 1995, being initially employed as an Associate Financial Adviser with some of Australia's leading financial institutions. He then started to operate his own Financial Planning Practice in 2006 going on to build Personal Wealth Solutions to the successful and respected business that it is today.

He has attained the Graduate Diploma of Financial Planning and has been an Associate Practitioner Member (AFP®) of the Financial Advice Association Australia ("FAAA") since 2000. Andrew also continues to diligently keep his knowledge and skills up to date to ensure that he is able to provide the very best advice to our clients on an ongoing basis.

Away from the business, Andrew loves to spend time with family and friends, travel with his wife Raechelle, as well as getting out fishing and exploring the local coast and waterways in his boat.

Jen works at our Bundaberg office but looks after us all keeping things running smoothly in both our Bundaberg and Gladstone locations. Jen has gained extensive experience in Financial Planning offices over the years having previously worked in a range of roles as a Financial Planner, Paraplanner, Office Manager and Planners Assistant. 

Outside of work you can find Jen on the beach, she is an active member of the Bundaberg Surf Life Saving Club and enjoys her spare time volunteering and running the local Silver Salties program.

Melanie is the equivalent of a good cup of coffee in the morning, the proverbial time extension, the reason you leave work on time. With 15+ years in the financial industry, a diploma and a few certificates under her belt, Melanie has found her niche is in helping clients and colleagues with the menial, time consuming, micro, fiddly bits of work you’d rather not do, freeing you up to concentrate on things you do. Melanie has your back.

Outside of work it’s all about spending time outdoors with the family. Nothing like an adventure in the wild or a fishing trip to re-energise the batteries.

Needing a change in career and lifestyle in 2016 I chose to do the one thing that I said that I would never do…..work with my husband. Oddly enough though, we barely see each other throughout the working day! My role within the business is to basically support everyone else in their roles, plus the nitty gritty work behind the scenes that makes every business run efficiently.

My favourite part of my role here is talking to our gorgeous clients when I call them to book their reviews. Andrew has such a great rapport with his clients that they store Personal Wealth Solutions’ phone number as just Andrew - so when I call I am instantly greeted with a bright cheery Hello Andrew. My response is generally….“Close it’s his boss Raechelle!”

It's true, I love to travel and spend my time with family and friends and quite often all together at the same time. While Andrew is out on his boat, you will quite often find me in the garden as I love a manicured lawn.

Hello, I'm Craig Coughlan I am currently completing my Financial Planning degree with minors in Applied Economics and Finance at Queensland University of Technology.

About Me:

I'm passionate about deciphering financial complexities and am eager to contribute my knowledge to help clients achieve their financial goals.

Beyond Finance:

Away from numbers, I cherish family time, walking the dogs at Canoe Point, and playing golf. These moments fuel me for the challenges of financial planning.

Excited to bring my academic insights to real-world financial strategies, I look forward to contributing to our clients achieve their goals.

Sally brings 15 years of experience from the banking and finance sector to her role as a Client Service Officer here at Personal Wealth Solutions. Currently, she is furthering her expertise by studying for a Certificate IV in HR Management.

Away from the office she loves spending time with her family, exploring nature and camping. Sally also enjoys buying plants and appreciating their beauty but has come to the realisation she is not the best plant mum and should probably admit defeat and stick to the plastic ones.

Sally is dedicated to providing exceptional service and support and is excited to get to know our current and future PWS clients.